The Fed Just Raised Rates and Here Is What Matt Brady Wants Every Buyer to Know Before They React
Fed controls overnight lending rates not your 30-year mortgage. Matt Brady explains what actually moves your rate and what to do. ...more
Mortgage
October 07, 2026•2 min read
The Number Nobody Talks About When Buying a Home and Why Two Houses at the Same Price Cost Differently
PITI plus HOA plus mortgage insurance determines your real payment. Matt Brady explains why shopping payment beats price. ...more
Mortgage
October 07, 2026•3 min read
The Biggest Mistake Sellers Are Making in 2026 and What Actually Works in Today's Market
Overpriced listings sit and then sell for less. Matt Brady explains what sellers should do instead of cutting the price. ...more
Mortgage
October 07, 2026•3 min read
Buying Above $800K in 2026 and Why the New Conforming Loan Limit Changes Your Options Right Now
$832,750 separates conventional from jumbo in 2026. Matt Brady explains who benefits most and how to find your county limit. ...more
Mortgage
October 06, 2026•3 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. Matt Brady explains why timing beats rate chasing now. ...more
Mortgage
September 01, 2026•2 min read
What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Nobody times the market perfectly. Matt Brady explains why long term goals beat short term price fears. ...more
Mortgage
September 01, 2026•2 min read
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. Matt Brady explains your real down payment options. ...more
Mortgage
September 01, 2026•2 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. Matt Brady explains how to structure offers now. ...more
Mortgage
September 01, 2026•3 min read
Why Mortgage Rates Started Climbing Again After Coming Down and What Buyers Should Do Right Now
Middle East tensions push oil and rates higher. Matt Brady explains why your estimate may have changed. ...more
Mortgage
August 04, 2026•2 min read
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