Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. Matt Brady explains why timing beats rate chasing now. ...more
Mortgage
September 01, 2026•2 min read
What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Nobody times the market perfectly. Matt Brady explains why long term goals beat short term price fears. ...more
Mortgage
September 01, 2026•2 min read
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. Matt Brady explains your real down payment options. ...more
Mortgage
September 01, 2026•2 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. Matt Brady explains how to structure offers now. ...more
Mortgage
September 01, 2026•3 min read
Why Mortgage Rates Started Climbing Again After Coming Down and What Buyers Should Do Right Now
Middle East tensions push oil and rates higher. Matt Brady explains why your estimate may have changed. ...more
Mortgage
August 04, 2026•2 min read
Most Economists Are Not Expecting a 2008 Style Housing Crash and Here Is What the Data Actually Shows
Strong equity, low foreclosures, housing shortage. Matt Brady explains why waiting for a crash may cost you. ...more
Mortgage
July 31, 2026•3 min read
Lenders Are Now Considering Rent Payments as Credit and Here Is What That Means for Buyers Right Now
Rent history and recurring bills now count for some lenders. Matt Brady explains who this helps most. ...more
Mortgage
July 31, 2026•3 min read
More Homes Are Finally Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Rising inventory, price cuts, seller concessions available. Matt Brady explains why now is worth a look. ...more
Mortgage
July 31, 2026•2 min read
Second Lien Borrowing Just Hit an 18 Year High and Here Is the Smart Thinking Behind the Surge
Keep your low rate, tap equity with a HELOC. Matt Brady explains why second liens are surging right now. ...more
Mortgage
July 08, 2026•3 min read
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